2211 5th St Unit B
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
29% of that payment is not the mortgage. The HOA fee alone is $73,560 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $8,104.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($64,750). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-08-20 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
2 recorded pointsReconstructed from 1 unit of recorded sales at 2211 5th St — every recorded sale carries its HOA fee and date. No listing site shows this.
We have a few recorded HOA fees for this building but not yet enough to call a reliable trend, so these are the raw points — no rate implied. Its documents fill in the reserve health and assessment risk.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- In-unit W/D
- Garage parking
- Low HOA (1.1%/yr)
- Newer build (2005)
⚠️ Cons
- 32% above model fair value
- HOA $1226/mo
- Photos look dim — verify light in person
🚩 Red flags
- Very high HOA $1226/mo (full-service high-rise)
- Listed BELOW its 2022 sale ($1360k) → value eroding
- Live/work loft — workspace-heavy sqft and a thinner buyer pool inflate the apparent discount vs regular condo comps
Photos
Price history (this unit)
- Aug 15, 2026 — Listed $1,295,000
- Sep 2, 2022 — Sold (MLS) $1,360,000
- Sep 2, 2022 — Sold (Public Records) $1,360,000
- Aug 10, 2022 — Listed $1,189,000
- Nov 13, 2015 — Sold (MLS) $967,000
- Nov 13, 2015 — Sold (Public Records) $967,000
Description
Rarely available! Exceptional green-built property with a focus on sustainability and smart technology with premium materials throughout. This special live/work property is ideal for the modern lifestyle. Designed by Rempel-Lao Architects, some of this unit’s distinctive and sophisticated features include dedicated solar panels, radiant floor heating, a floating staircase, dark Brazilian cherry wood floors, floor to ceiling glass windows, modern whole-room dividing doors, high quality stainless-steel appliances, Scavolini cabinets and marble from Italy, a private deck and two dedicated garden areas. The landscaped common areas provide a serene pathway to the unit, lined with jasmine, m