278 Estabrook St
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
27% of that payment is not the mortgage. The HOA fee alone is $20,100 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $3,153.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($24,950). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-08-20 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($335 in 2026), not enough for a trend yet. The listing shows $335/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- In-unit W/D
- Garage parking
- Low HOA (0.8%/yr)
⚠️ Cons
- Fresh listing — no price leverage yet
🚩 Red flags
Photos
Price history (this unit)
- Aug 25, 2026 — Listed $499,000
- Jul 26, 2017 — Sold (MLS) $470,000
- Jul 26, 2017 — Sold (Public Records) $470,000
- Jun 22, 2017 — Listed $442,500
- Jun 25, 2004 — Sold (MLS) $372,500
- Jun 25, 2004 — Sold (Public Records) $372,500
Description
Beautifully updated 2 bedrooms, 1.5 baths end-unit townhome-style Condo offering approximately 1,200 sq. ft. of spacious living. Built in 1993 and ideally situated in one of the community’s most desirable locations, the home faces a peaceful greenbelt and features a bright, open floor plan. The inviting living room offers a cozy fireplace, recessed lighting, and direct access to a private balcony, perfect for relaxing and enjoying the serene greenbelt views. The main level also includes a dining area, convenient half bath, dedicated laundry room, and a fully remodeled kitchen featuring quartz countertops, stylish backsplash tile, new appliances, modern fixtures, and updated finishes. F