8137 Geary Blvd
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($53,750). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Est. rent ~$4,477/mo if kept as a rental
⚠️ Cons
- Older building (1948)
- Only 1 bath
🚩 Red flags
Photos
Price history (this unit)
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Description
PARKS, TRAILS, AND OCEAN IN EVERY DIRECTION! Welcome to one of the greenest corners of San Francisco, where Sutro Heights Park, Lands End, Ocean Beach, and Golden Gate Park surround you with more parkland and coastline than just about any other neighborhood in the city. This inviting, open-concept condo in a charming 1948 2-unit building offers 2BD/1BA and 1,125 sqft (per graphic artist). Inside, you'll love the classic tunnel entrance, oak hardwood floors, a warm living room with a decorative fireplace, and an open concept space. The dining room flows into a stylish kitchen, and the back of the home has 2 south-facing bedrooms. Step outside to the shared back patio and unwind in your hot…