574 26th Ave #1
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
21% of that payment is not the mortgage. The HOA fee alone is $18,120 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $5,672.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($42,450). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($302 in 2026), not enough for a trend yet. The listing shows $302/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- On market 55 days → some leverage
- Garage parking
- Low HOA (0.4%/yr)
⚠️ Cons
- 22% above model fair value
- Older building (1923)
- Ground floor
🚩 Red flags
- Back on market — a pending sale fell through (relisted Sep 22) — ask why
Photos
Price history (this unit)
- Aug 17, 2026 — Listed $899,000
- Oct 6, 2017 — Sold (MLS) $760,000
- Oct 6, 2017 — Sold (Public Records) $760,100
- Sep 15, 2017 — Listed $649,000
- Nov 6, 2012 — Sold (Public Records) $445,000
Description
One of just 4 residences in a boutique building renovated down to the studs in 2007, this well-appointed home offers a blend of comfort, flexibility, and convenience. The comfortable primary bedroom features an ensuite bath, while the generous bonus suite enjoys its own ensuite bath. The thoughtful layout lives like a two-bedroom home, offering the functionality and privacy of two separate suites. Recent updates include new carpet, paint, hardwood floors, and clean, contemporary kitchen and baths. Additional features include a conveniently located deeded storage across the hall - feels like a extension of the unit and is easily accessible, designated side by side laundry in the garage…