555 6th Ave Unit A
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
21% of that payment is not the mortgage. The HOA fee alone is $32,580 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $9,288.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($69,750). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($572 in 2026), not enough for a trend yet. The listing shows $543/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Best $/sf of 7 tracked in Sf District 1
- Low HOA (0.5%/yr)
⚠️ Cons
- HOA above the Sf District 1 norm ($543 vs $425/mo)
🚩 Red flags
Photos
Price history (this unit)
- Oct 6, 2026 — Listed $1,395,000
Description
555 6th Avenue #A is a beautifully remodeled 3br/2ba condo ideally situated in Balboa Hollow, one of Inner Richmond's most charming and tightly held pockets. Just moments from Golden Gate Park, acclaimed restaurants and cafes, eclectic bars, intoxicating bakeries, and renowned Clement Streets Farmers' Market & shopping corridor. The spacious home is full of warm, thoughtfully-finished living spaces. An open living and dining room invites easy living and entertaining while the renovated kitchen features all-new GE Profile appliances fit for any chef. All 3 bedrooms are positioned towards the rear of the home, each generously sized with floor-to-ceiling closets. The west-facing primary…