501 Crescent #5408
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
28% of that payment is not the mortgage. The HOA fee alone is $48,000 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $5,341.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($39,950). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($800 in 2026), not enough for a trend yet. The listing shows $800/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Upper floor (fl 54)
- Low HOA (1.2%/yr)
- Newer build (2006)
⚠️ Cons
- HOA $800/mo
- Photos look dim — verify light in person
🚩 Red flags
Photos
Price history (this unit)
- Sep 3, 2026 — Listed $799,000
Description
Enjoy elevated living and expansive open views from this bright two-bedroom, two-bath condominium in San Francisco’s Candlestick Point community. Offering approximately 1,095 square feet, the home features an open living and dining area with abundant natural light, recessed lighting, crown molding and access to a private balcony overlooking the surrounding hills, neighborhood and bayfront area, with an incredible view of the Bay. The kitchen offers generous wood cabinetry, granite countertops, stainless-steel appliances, a gas range and a breakfast counter connecting it to the main living space. The primary bedroom features wood flooring, a distinctive wood accent wall, a walk-in closet and…