273-A 29th St
💵What this unit actually costs per month
19% of that payment is not the mortgage. The HOA fee alone is $9,060 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $5,977.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($44,750). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($151 in 2026), not enough for a trend yet. The listing shows $151/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- In-unit W/D
- Low HOA (0.2%/yr)
⚠️ Cons
- Older building (1900)
- Only 1 bath
🚩 Red flags
Photos
Price history (this unit)
- Oct 9, 2026 — Listed $895,000
Description
Charming Noe Valley cottage and single-family alternative! Fully detached and tucked away at the rear of the lot, this sun-drenched condo enjoys peaceful greenbelt views. The main level features two bedrooms and a full bath with shower-over-tub. The eat-in kitchen offers a pantry, dishwasher, gas range, and refrigerator. Step directly onto the private deck, perfect for al fresco dining, or enjoy the adjacent shared courtyard patio for outdoor entertaining. A spacious lower level provides a large bonus room, laundry hookups, storage, and more. Ideally located with fantastic access to the MUNI J-Church line, neighborhood shopping, restaurants, cafes, and parks.