260 Brooklyn Basin Way #533
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
30% of that payment is not the mortgage. The HOA fee alone is $46,680 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $4,155.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($30,995). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($669 in 2026), not enough for a trend yet. The listing shows $778/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- On market 76 days → some leverage
- Upper floor (fl 5)
- In-unit W/D
- Garage parking
⚠️ Cons
- HOA $778/mo
- Photos look dim — verify light in person
🚩 Red flags
Photos
Price history (this unit)
- Jul 27, 2026 — Listed $619,900
Description
Now Selling at Caspian Residences at Brooklyn Basin - Discover modern waterside living in this thoughtfully designed 3-bedroom, 2-bathroom condo, spanning approximately 1,250 sq ft. Located in one of Oakland’s most exciting new communities, this home offers a rare chance to own in a vibrant, amenity-rich setting. The open layout features sleek finishes, a well-equipped kitchen with Samsung stainless steel appliances, quartz countertops, and modern cabinetry. High-efficiency dual-pane windows frame the bright living area, while the bathrooms includes quartz counters and Grohe fixtures. Includes in-unit washer and dryer. Caspian residents enjoy a fitness center, a dedicated co-working space…