260 Brooklyn Basin Way #425
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
38% of that payment is not the mortgage. The HOA fee alone is $38,880 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $1,990.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($14,645). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($669 in 2026), not enough for a trend yet. The listing shows $648/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- On market 59 days → some leverage
- Upper floor (fl 4)
- In-unit W/D
- Garage parking
⚠️ Cons
- Small (547 sf)
- HOA $648/mo
🚩 Red flags
Photos
Price history (this unit)
- Aug 13, 2026 — Listed $292,900
Description
Experience the momentum at Caspian Brooklyn Basin, currently the fastest selling new condominium community in Oakland. This stunning JR 1-bedroom residence with a separate sleeping area, closet, and sliding door offers approximately 550 sq. ft. of thoughtfully designed living along Oakland’s dynamic waterfront. Buyer demand has been strong, creating a limited opportunity to own in one of the Bay Area’s most exciting new residential communities. Designed for modern urban living, the home features an open-concept layout with contemporary finishes, quartz countertops, modern cabinetry, Samsung stainless steel appliances, Grohe fixtures, and expansive dual-pane windows that fill the space with…