1721 18th St
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
25% of that payment is not the mortgage. The HOA fee alone is $23,460 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $4,397.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($34,950). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-08-20 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($391 in 2026), not enough for a trend yet. The listing shows $391/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- In-unit W/D
- Garage parking
- Low HOA (0.7%/yr)
- Newer build (2023)
⚠️ Cons
- Verify HOA docs & condition in person
🚩 Red flags
Photos
Price history (this unit)
- Jul 29, 2026 — Listed $720,000
- Jul 29, 2026 — Listed $720,000
Description
Built in 2023, this modern, energy-efficient townhome-style condominium is located in the gated Ellis at Central Station community, offering stylish living and exceptional commuter convenience. Spanning 1,584 square feet across three thoughtfully designed levels, this home features 3 bedrooms and 3 full bathrooms. The bright, open-concept main level showcases soaring ceilings, a private balcony, and a contemporary kitchen with quartz countertops, a large center island, stainless steel appliances, and ample cabinetry. A main-level bedroom and full bath provide the perfect space for guests, a home office, or multigenerational living. Upstairs, the spacious primary suite includes a walk-in clos