25164 Copa Del Oro Dr #201
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
31% of that payment is not the mortgage. The HOA fee alone is $36,780 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $3,163.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($23,500). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($613 in 2026), not enough for a trend yet. The listing shows $613/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- On market 90 days → strong negotiating leverage
- In-unit W/D
⚠️ Cons
- HOA $613/mo
🚩 Red flags
Photos
Price history (this unit)
- Aug 25, 2026 — Price Changed $469,998
- Jul 13, 2026 — Listed $479,998
- Oct 20, 2011 — Sold (MLS) $123,000
- Sep 10, 2011 — Price Changed $123,000
- Jun 24, 2011 — Price Changed $135,000
- Jun 15, 2011 — Price Changed $138,000
Description
Huge Price Improvement!! Renovated Modern-style home features a custom-made electric patio sliding door curtain with a remote control & new custom-made modern sheer fabric shades on all windows. Modern kitchen showcases sleek cabinetry w/ LED light, quartz countertop & GFCI outlets. Fully equipped with New appliances include a smart instant-heat induction slide-in range w/ oven, counter-depth refrigerator w/ ice-maker & water dispenser & dishwasher. Remodeled bathrooms offer New Smart Toilets /w remote, LED mirrors, shower pans, tempered glass shower doors, rainfall shower system. Dimmer light switches, matte black door levers/hinges, smoke/carbon monoxide in all bedrooms.Brand new…