1159 Martin Luther King Dr
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
21% of that payment is not the mortgage. The HOA fee alone is $15,900 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $5,182.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($38,750). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($265 in 2026), not enough for a trend yet. The listing shows $265/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- In-unit W/D
- Garage parking
- Low HOA (0.4%/yr)
- Newer build (2014)
⚠️ Cons
🚩 Red flags
- Listed BELOW its 2022 sale ($865k) → value eroding
Photos
Price history (this unit)
- Oct 8, 2026 — Listed $775,000
- Feb 10, 2022 — Sold (MLS) $865,000
- Jan 3, 2022 — Listed $838,000
- May 24, 2019 — Sold (MLS) $714,000
- May 1, 2019 — Listed $714,888
- Apr 13, 2014 — Sold (MLS) $500,000
Description
Welcome to this beautifully appointed 3-bedroom, 2.5-bath townhome with a versatile den/office in the desirable Cannery Park Community, just minutes from vibrant Downtown Hayward. Filled with natural light, this thoughtfully designed home features high ceilings, abundant windows, and an inviting open-concept main level ideal for everyday living and entertaining. The spacious kitchen is equipped with granite countertops, a breakfast bar, a sizeable walk-in pantry, stainless steel appliances, and generous kitchen cabinet storage. A flexible downstairs den/office offers the perfect space for working from home, studying, or relaxing. Upstairs, the generous primary suite includes a large walk-in…