4855 Mission St #6
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($40,000). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- 22% below model fair value
⚠️ Cons
- Ground floor
- Photos look dim — verify light in person
🚩 Red flags
- Only 1 photo — verify condition
Photos
Price history (this unit)
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Description
Wake up to light-filled rooms and unobstructed western views of Twin Peaks in this contemporary top-floor condo. Built in 2002, the spacious 1,196-square-foot two-bedroom, two-bath home occupies the top floor of an intimate six-unit building and offers modern convenience with low HOA dues. Three skylights flood the interior with natural light, while newly painted walls and all-new stainless steel appliances give the space a fresh, move-in-ready feel. The modern kitchen is finished with granite countertops, and an in-unit laundry room includes a washer and dryer. Central gas heat and an in-unit water heater add everyday comfort and efficiency. Beautiful Twin Peaks views can be enjoyed from…