201 Sansome St #401
💵What this unit actually costs per month
32% of that payment is not the mortgage. The HOA fee alone is $60,660 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $4,679.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($34,950). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($1,011 in 2026), not enough for a trend yet. The listing shows $1,011/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Upper floor (fl 4)
⚠️ Cons
- HOA $1011/mo
- Older building (1909)
🚩 Red flags
- Very high HOA $1011/mo (full-service high-rise)
Photos
Price history (this unit)
- Jul 23, 2026 — Rental Removed $6,950
- Jun 20, 2026 — Listed for Rent $6,950
- Feb 17, 2026 — Sold (MLS) $660,000
- Feb 17, 2026 — Listed $660,000
- Feb 17, 2026 — Sold (Public Records) $660,000
- Jun 19, 2019 — Sold (MLS) $868,000
Description
Beautifully renovated, light-filled corner condominium in one of the SF's most distinctive historic landmark buildings "The Royal''. The unit features high ceilings, oversized windows, new luxury plank flooring, a beautifully appointed kitchen with quartz countertops and Bertazzoni appliances including an induction range. The open living/dining environment is perfect for both entertaining and everyday living. The generously proportioned bedroom has multiple windows and room to create a home workspace. Fully renovated bath has rainfall shower, glass enclosed tub, Kohler fixtures, and a Robern illuminated defogging medicine cabinet. Add'l upgrades include in-unit laundry, motorized window…