1745 19th Ave
This unit is asking far less than comparable sales — so much less that the gap is more likely something we cannot see from the listing than equity you would own: a deed restriction, a TIC or shared-ownership form, a leasehold, or a unit that is not really comparable to the homes it was measured against. A discount that large is usually a reason, not a bargain. We would rather tell you we cannot verify it than sell you a number.
💵What this unit actually costs per month
23% of that payment is not the mortgage. The HOA fee alone is $25,920 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $6,004.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($44,950). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($432 in 2026), not enough for a trend yet. The listing shows $432/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Cheapest of 5 tracked in Sf District 2
- 29% below model fair value
- In-unit W/D
- Low HOA (0.6%/yr)
⚠️ Cons
- Fresh listing — no price leverage yet
🚩 Red flags
Photos
Price history (this unit)
- Oct 9, 2026 — Listed $899,000
Description
Spacious and versatile, this Sunset District townhouse style condo offers approximately 1,650 sqft with two bedrooms, two bathrooms, and a generous great room that can serve as an additional sleeping space, home office, or family room. Connected living and dining areas create a welcoming setting for relaxing and entertaining, while the kitchen features a cozy breakfast nook. A balcony provides outdoor space, and the upper-level primary suite offers a private retreat with a walk-in closet and adjoining bathroom. A dedicated laundry room, garage, and additional storage add everyday convenience. Enjoy proximity to local stores, cafs, and eateries along Irving and Noriega Streets, as well as…